Effective January 1, 2011, Over-the-Counter (OTC) drugs and medicines are no longer eligible for reimbursement under an FSA or HRA without a prescription from your attending provider. This includes OTC items like:
- digestive aids
- allergy drugs
- pain relief
- cold and cough medicines
- sleep aids
- anti-gas meds
- baby rash creams
- insect bite treatments.
Items like eyeglasses, wrist splints and band aids, as well as durable medical items such as crutches and canes, will continue to be reimbursed without a doctor’s prescription.
If you wish to continue purchasing and submitting claims for tax-free OTCs you must obtain a doctor’s prescription for the items you want reimbursed.
This article is intended to provide accurate and authoritative information on the subject matter covered. It is distributed with the understanding that FBMC is not rendering professional or medical advice and assumes no liability in connection with its use.