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National Employee Benefits Day is April 4, 2016. The International Foundation of Employee Benefit Plans (IFEB) founded the observance. The Foundation is a nonprofit organization dedicated to gathering independent global inf...
Read More > >June marks the beginning of summer - when sun, sand and water abound. It’s a time of rejuvenation and growth, when fresh vegetables are plentiful and eating light is easy, it’s the perfect time to shake off the winter doldrums and get activ...
Read More > >The consortium model for obtaining insurance is a rising trend in today’s benefits landscape. A consortium is formed when two or more organizations join together to leverage their purchasing power for a particular service – s...
Read More > >Everyone loves a good deal. Whether it’s a sale at their favorite boutique, a coupon for a delicious meal, or an entertainment freebie, getting something for less is always a good thing. For employers looking to recruit talented staff, incentiviz...
Read More > >Your employers’ wellness program likely offers you access to a Health Coach, someone who is trained to help you reach your health and wellness goals. You may be apprehensive about using this resource if you’re not familiar with what a healt...
Read More > >With rising health care costs, many employers are looking for ways to reduce expenditures while still providing their employees with the same or improved benefit options. One way to achieve this goal is to complete a dependent eligibility audit.
Read More > >When we visit the doctor we expect to be listened to, to receive quality care, and to leave the appointment feeling satisfied with the experience and any planned follow-up. And it is, indeed, the doctor’s job to engage us in mutual conversation t...
Read More > >The Employee Retirement Income Security Act (ERISA) of 1974 put into place laws that protect the retirement assets of working Americans. Since then, ERISA has evolved. Over the years changes to the law have come about as a result of cases tried through...
Read More > >According to MetLife’s 2014 Employee Benefit Trends Study, the percent of employers who identify voluntary benefits as a significant part of their company’s benefit strategy has decreased since 2013. Experts contend that this decrease is a ...
Read More > >Biometric screenings are simple, free health evaluations designed to identify current or potential health issues, and are often offered by employers as part of a wellness program. The intent of a biometric screening is to help employees take charge of ...
Read More > >The Patient Protection and Affordable Care Act (ACA) was voted into law in March 2010. The law contains a number of provisions that benefit women by improving access to health care, extending coverage, and requiring providers to cover preventative care...
Read More > >The best news we have heard in a long time is that Treasury plans to revamp, simplify, and suspend some reporting requirement of employers and insurers for 2014. And since employer responsibility payments can only be assessed based on some of the repor...
Read More > >Ingredients: The ingredients are listed in descending order. The first five ingredients are the most important to look at because they have the most weight in what you are eating. Serving Si...
Read More > >If you have Type 2 Diabetes, you’re aware of the medical maintenance you need to incorporate into your daily routine in order to manage your sugar levels. You probably already own a blood sugar monitor with a stock of test strips, lancets and pre...
Read More > >If you are pregnant or have breast feed in the last six months, it is best to postpone your mammogram. Radiation exposure can be harmful to a growing fetus. Also if you have breast implants, it is important to notify yo...
Read More > >You see it when you’re flipping channels and on billboards as you’re driving down the highway – conservation ads that refer to “Going Green” or “Saving the Planet.” After a moment’s pause, you think, &ldq...
Read More > >According to Oral Health in America: A Report of the Surgeon General, tooth decay is the most common chronic childhood disease. It is five times more common than asthma and seven times more common than hay fever. Poor dental hygiene that leads to gum d...
Read More > >We are all aware that exercise is good for your health, but how? This article will break down the different forms of exercise and explain how each type is beneficial to your health. Strength Training: ...
Read More > >Employee Assistance Programs (EAPs) are employee benefit programs designed to benefit both employers and employees. EAPs can help businesses address productivity issues by helping employees identify and resolve personal concerns that could affect their...
Read More > >Identity theft is a crime where someone wrongfully obtains personal identifying information such as Social Security numbers and driver's license numbers and uses it for his or her personal gain. This can occur when a wallet is lost or stolen, when mail...
Read More > >An American Cancer Society study says that one in two men and one in three women develop cancer in their lifetime. This shows that many people are at risk of getting this disease, and the risk is even higher if you have a family history of cancer. The ...
Read More > >Because of advancements in medicine, people are now living longer. Yet, each day 4,000 people are diagnosed with cancer, 2,100 have a heart attack, and 2,000 people have a stroke. According to the MetLife Financial Impact of Critical Illness Study, a p...
Read More > >We all come across many situations where a lawyer is necessary. According to ARAG, 70% of Americans had a legal matter in the past year. Some common situations include: Buying a home and personal finances Driver license issues ...
Read More > >The purpose of disability insurance is to provide financial protection for people that are too ill, injured or disabled to work for a period of time. This isn’t something just for the older generation. It can even cover pregnant women who need ti...
Read More > >Annual check-ups are an important step to leading a healthy life. Ignoring health problems can turn a treatable medical condition into one that may require surgery or even hospitalization. Preventative measures can actually increase an entire populatio...
Read More > >Taking care of your eyes is important in preserving your vision. The World Health Organization says that 80% of serious visual impairment around the world can be avoided or cured. Eyes exams not only find vision problems, but they can also reveal other...
Read More > >Listed below are links to General Health Resources that we found particularly beneficial.
Read More > >The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that gives employees the opportunity to continue to receive coverage under their employer’s health care plan while out of work. Basically, if someone loses their job, the...
Read More > >Many people don’t begin to think about retirement until they start getting close to retirement age. That’s when they realize that they haven’t set enough money aside to live comfortably after leaving the workforce and end up having to...
Read More > >401(k) plans allow employees to plan and save for retirement. After years of new IRS rulings and other governmental changes they are considered by many to be among the best options for this purpose. Considered a better option than pension plans, many e...
Read More > >Regardless of what we do for a living or how well we do it, we’re bound to develop stress at some point during our workweek. We are all tasked to efficiently perform all aspects of our jobs, usually while relying on others to complete their own t...
Read More > >If you’ve got more than one prescription and medical supplies to fill on a regular basis, keeping track of it all can be a chore. And as you develop needs for additional medications as you age, it can be difficult to maintain proper dispensing.&n...
Read More > >They’re always there when you need them, they love you unconditionally and they never ask for money. If that weren’t enough, research has shown that owning a pet can provide health benefits. Feeling stressed at ...
Read More > >Whenever we overindulge during meals, we tend to wince later as we reflect on the amount of calories, carbohydrates and fat we packed into our bodies. It can be very difficult to resist our temptation to devour tasty meals or goodies, especially after ...
Read More > >No one really likes to commute to work. Between the road congestion, air and noise pollution, rude drivers and time constraints, commuting stress now has a major impact on an individual’s health. However, just because commu...
Read More > >Commuter Benefits (also known as Qualified Transportation Benefits) are used to save participants money when they travel to and from work. Pre-tax coverage is available for transit, parking and/or bicycling* expenses. Employers may even fund these dire...
Read More > >Benefit FSA HSA HRA Funds Ownership Employer (up to $500 may carry ov...
Read More > >Cafeteria Plans are employer sponsored employee benefit plans that allow employees to elect certain qualified benefits on a pre-tax basis. Authorized under Section 125 of the Internal Revenue Code, the IRS determines the benefits that are eligibl...
Read More > >A Health Reimbursement Arrangement (HRA) is an IRS approved tax-favored benefit, exclusively funded by the employer, which reimburses employees for qualified medical care expenses not reimbursed under other plans. A written plan document is requi...
Read More > >Since their creation as part of the 2003 Medicare Modernization Act, Health Savings Account s (HSAs) have become increasingly popular by employees who participate in High Deductible Health Plan (HDHP) arrangements as a way to pay for current out of poc...
Read More > >A Flexible Spending Arrangement, commonly referred to as Flexible Spending Account or FSA, is an IRS approved mechanism to pay for eligible expenses with pre-tax dollars. Accounts are set up annually and may be funded by employee payroll reductio...
Read More > >There’s plenty happening around us to tax our spirit. Local news reports daily sad stories of misfortune as national news shares the scope of our struggling economy. We drive out of our own neighborhoods past foreclosure or for sale signs, turn t...
Read More > >Medical insurance coverage, often referred to as Health insurance, is the cornerstone of most group benefit plans. The majority of Americans are covered by plans offered by their employers. The employers generally pay for all or part of the coverage. I...
Read More > >Taking care of our families and loved ones is important, and one of the best ways to do this is by purchasing a life insurance policy. It isn't a complicated process, and it doesn't have to cost you a lot of money, but it's best to have some knowledge ...
Read More > >Health Care Reform is has brought many changes to the way Tax-Favored Accounts work. Effective January 1, 2011, OTC medicines and drugs were no longer eligible for reimbursement under a Flexible Spending Account (FSA) or Health Reimbursement Acco...
Read More > >Effective January 1, 2011, Over-the-Counter (OTC) drugs and medicines are no longer eligible for reimbursement under an FSA or HRA without a prescription from your attending provider. This includes OTC items like: digestive aids&nbs...
Read More > >Most people consider a Long-Term Care (LTC) policy as a benefit to help senior citizens pay for residency at a nursing home when it is, in fact, a benefit for anyone who is in need of assistance with daily living activities. This includes people who ca...
Read More > >The Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010 and has changed and will continue to change many aspects of the health care industry in the United States through 2018 when all provisions of the law become ef...
Read More > >Identity theft is an increasing problem, and the perpetrators are getting better at getting a hold of personal information. Once they get a few details, it doesn’t take them long to cause you big headaches. Here are some ti...
Read More > >Videos
No health insurance plan covers 100% of everything; there are gaps. Medical Gap Insurance can help you cover the gaps such as deductibles and co-pays. Watch this video to learn how Medical Gap Insurance can help you bridge the gaps in your health plan!...
Read More > >Employee Assistance Programs (EAPs) increase productivity and employee satisfaction by taking care of employees, their families, and your company. They are shown to resolve up to 70% of modern issues. Watch this video to learn more about EAPs and how t...
Read More > >Did you know that last year more than 12 million people were victims of identity theft? Don't become a victim; protect yourself with identity theft protection. Watch this video to learn how identity theft protection can keep your personal information s...
Read More > >Most of us could use a lawyer at least once a year, if not more often. Real estate transactions, wills, marital issues... Why pay expensive hourly legal fees when you can have a lawyer "on call" with a Legal Insurance plan?
Read More > >Unexpected hospital stays can mean lost time and lost income, which makes it hard to keep up with bills and things at home. Hospital Income Insurance pays you a set amount for every day you're in the hospital so you can rest easier.
Read More > >Work. It's how we pay for life. Homes, cars, food, clothing... When you can't work due to pregnancy, a brief illness, or worse, Short Term and Long Term Disability insurance kicks in to pay the bills. Disability Insurance. It works w...
Read More > >Critical Illness/Cancer Insurance complements your health insurance to help pay for things like the mortgage, utility bills or whatever your needs dictate. Is Critical Illness/Cancer insurance right for you? Take a look at Debra's story to learn more.
Read More > >Wellness takes many forms and comes in all shapes and sizes. Take a look at this video to learn more.
Read More > >Managing your financial future correctly has a beneficial effect on more than just your wallet; it positively impacts your overall health and well being. Life can be unpredictable. Changes in your personal and professional life g...
Read More > >Learn how FBMC's award-winning wellness program has made their employees happier and healthier.
Read More > >Watch as FBMC's Chief Compliance Officer, Trish Neely discusses future requirements of the Patient Protection and Affordable Care Act (PPACA).
Read More > >Watch as FBMC's Chief Compliance Officer, Trish Neely discusses current requirements of the Patient Protection and Affordable Care Act (PPACA).
Read More > >Be Prepared for the Unexpected with Accident Insurance. Accident insurance can help you by covering co-pays, deductibles and more.
Read More > >Vision insurance is an important part of a comprehensive benefits package. And while you may associate it with eye exams and contact lenses, vision coverage offers far more benefits to you than you may realize. Watch and see the many ways vision insura...
Read More > >Dental insurance can protect more than your smile — it can be the key to your overall health. Everything from diabetes to cancer to heart disease and more can manifest as symptoms in your mouth. Watch and see why dental insurance (and your dentis...
Read More > >Spotlight
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Read More > >Whenever we overindulge during meals, we tend to wince later as we reflect on the amount of calories, carbohydrates and fat we packed into our bodies. It can be very difficult to resist our temptation to ...
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